Hello! Now that we’ve said goodbye to 2019, it’s a natural time to create goals for the new year. For many people, especially those looking to start a family, a new year’s resolution may include purchasing a home. If you have never been a homeowner, the process of finding a home and dealing with your finances may look overwhelming. If you are already a homeowner, making a move can also feel overwhelming. 

However, it is completely manageable if you stay organized and know what you want. There are relatively small things you can do now to prepare you for a home sale and/or purchase – things such as de-cluttering the home you’re in now. If you start this process at a slow and steady pace, you will be ready to move when you find the home that you are looking for and will not feel overwhelmed and rushed to get rid of old belongings when packing up.

You should also be looking more closely at your monthly bills. To prepare to finance a new home, look at your monthly bills and how you may be able to cut down. For example, can you end certain monthly subscriptions? Are you able to purchase less items, or perhaps skip going to restaurants a few times? Limiting your spending will allow you to save a heftier amount in your account. Make sure that you are paying your bills on time, and try to limit the amount of debt that you have each month, if possible.

If and when you’re ready to start planning you’re next move, give me a call and I will share best practices and get you on the right path now!